When Is The Best Time To Buy?

When Is The Best Time To Buy?When looking or thinking about purchasing a home, many people ask, “When is the best time to buy?” The answer is not a consistent one because each case is different; however, the most important factor is you, the potential home buyer. As a potential homeowner, you need to be ready for the financial responsibility of purchasing a new home. Home ownership is a commitment and you are the most important factor in determining                                                                                 the best time to buy a home.
Determining the best time to buy a house is controlled by several different factors. It depends on your locations, market demand, and your savings. Here are a couple scenarios for the best time to buy:
Many areas in the country offer help for those who are first-time buyers. They will give discounts or help with closing costs. Ask your realtor if there is a first-time buyers program within your area.
Interest rates are very low right now. If you find your house, talk with your mortgage company to see what they can offer you. Some people are getting around 2%, others a little bit higher than that.
See how much house you can afford. Everyone dreams of having an amazing house, maybe even a mansion. The problem with that is, it’s not realistic. Make sure you have an idea of what you can afford, or go talk with a mortgage company about what they’re willing to lend you to know how much house is within your price range.
If you are mobile and renting now, but you sometimes need to leave on short notice, the best time to buy may not be now. Owning a home is a huge responsibility and if you’re always gone, traveling a lot or your work is unstable, renting may be the best option for you now.
After understanding how much the bank will loan you and how much you can afford, look to see if the houses within your price range are in good supply so the prices are not inflated.
How much money have you saved? Saving money for a down-payment is not always necessary, but after you get into a 30 year loan with no down-payment, you’ll be looking at a hefty mortgage payment. Some people don’t care, others would rather pay it back as soon as possible.
When looking for your home, take little things into consideration as well. How long is the drive to work? How far away is the nearest grocery store? Things like this need to be thought about because it makes living easier. If you purchase a house and forget to calculate the time to work and suddenly you find it’s gone from 15 minutes to 45, that’s a huge difference. Remember the little things too.
Everyone’s best time to buy is different. For some, the time is now. For others, the time is in the future. Always contact a realtor for all of your questions or concerns when buying your home.
When Is The Best Time To Buy?

What’s Wrong With This House?

What's Wrong With This House?Let me paint a picture for you. You’re in your dream home and you are so excited that you and your family have moved in. You are decorating now, setting up the furniture and getting settled. You know it’s going to be raining later that night so you make sure you have everything unloaded from the car and get ready to relax after a hard day’s work. The storm comes as expected, and then you hear a faint, “drip, drop, drip.” You jump up to make sure you didn’t leave a window open or the door slightly jammed only to find out the worst possible problem, that your roof is leaking. Your busy day in the house just turned from busy and crazy to disastrous.
Pause. Now, is there something you could have done to prevent this from happening? Yes. You need to always, always ask, “What’s wrong with this house.”
Why should you ask this? Simple. You need to know what you’re getting yourself into. Think of it this way. Almost all people date before they jump into a marriage. Marriage is permanent and you want to make sure you know the person who’s giving you the ring. Buying a home is the same way. You need to get to know the house and you need to understand what’s wrong with it and price it accordingly.
What’s wrong with this house should be one of the questions you ask a realtor after you find out how many bedrooms there are. The next step, after finding out that it’s the dream home for you, is asking, “What’s wrong with this house.”
After you ask what’s wrong with the house, your realtor will relay all pertinent information to you so that you can make an informed decision. Before you purchase the house and finalize the paperwork, the house should be fully inspected. This process allows you, the buyer, to understand what is wrong with the house and what needs repairs. This has allowed many people to reconsider or to fall in love with the house even more.
So always remember to ask your realtor, “What’s wrong with this house?” For more information on us and our services, please click here.
What’s Wrong With This House?

How To Save Your Money When Buying A House

How To Save Your Money When Buying A HouseIf you could save your money when buying a house, would you? Of course you would!
Everyone would like to save their money when it comes to buying a house. But, is there a way that you can do that and get the house you’re looking to make your home? The answer is yes.
A couple weeks ago the President gave a speech, his State of the Union speech. However, one thing he left out was the housing market. Why is this important for you?
When buying a house, the government and many cities and towns offer help with your down-payment. There is a lot of money out there that buyers can benefit from, if they knew it was available. By a recent survey from Freddie Mac, they found out that 70% of buyers are unaware of any form of down-payment assistance. This down-payment assistance helps with middle class families, not just lower-income families. Your realtor should be aware of national and state programs to help you save your money when buying a house. Your realtor should also have knowledge of such programs in order to help you buy your first house to save you money.
As an example of how this can be to your benefit: If you buy a house in Atlanta in the city proper, they have up to $40,000 that they can give to your clients. And, that is just one example.
This knowledge will translate into any city, depending on the program. Your realtor should have all the details and should know which programs will work well for you and your family in order for you to save your money. Make sure you mention this to your realtor before deciding to buy your house if the realtor hasn’t yet. It would be a shame to learn you could have saved your money after the fact.
How To Save Your Money When Buying A House

What You Need To Look For In A Realtor

Finding a realtor can be difficult. You need someone who understands what you are doing as well as what you want. You want someone who can stay within your budget. You want someone who can sell your house quickly and you want someone who can find you a house that matches your wants and needs. So, how do you find this magical person, and do they even exist? The answer is yes. But you do need to do a little digging to make sure they’re a great fit. Here are the things you need to look for in a realtor:
1. Being a realtor should be your realtor’s only job. What do I mean about this? I mean that realtors have a lot of planning and preparation to go through in order to get your house sold or to find you a new house. If your realtor doesn’t have the allotted amount of time he or she needs, the process will be drawn out and you won’t get the results you’re looking for quickly.
2. Make sure the realtor has experience. With experience comes knowledge and skill. Not all realtors are the same, so make sure they have an understanding of the market and know what to look for. You should also make sure they can do a competitive analysis to make sure your house is priced accordingly. We all know if it’s priced too high it won’t sell, if it’s priced too low, you’ll lose out on money.
3. Ask your realtor questions. When you hire a realtor, asking them questions is just as important as when they learn about you. You need to make sure the collaboration will work well and that they understand what you’re looking for.
Hiring a realtor can be a tedious process, especially if that realtor isn’t on the same page as you. Make sure you interview them to see what their track record is for selling and how they go about selling houses.
For any questions, please contact Rine Moore here. For more information on buying, selling or renting, see my Facebook page.
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What You Need To Look For In A Realtor

Why Realtors Make Buying and Selling Ten Times Easier

Why Realtors Make Buying and Selling Ten Times EasierWhen I go to my hair stylist, he always tells me about the latest thing he bought at the last hair show he’s been to. He says, “$500 here, $300 there, and I bought all these tools with it!” I looked at him one time and said, “Good gosh, why did you spend so much!?” He just looked back at me with a quizzical look and replied, “Remember, this is my job, this is my career, I don’t want to cheap out on your hair and spend some money for the tool to die.” I never really thought about it like that before he said something. He buys professional tools at expensive prices in order to give the best to his clients.
This story is the same for real estate agents. Why? Real estate agents have the right tools to help you purchase or sell your home. They have access to the MLS search and have a plethora of people they can call in order to spread the news.
Real estate agents make buying and selling ten times easier because they are experts in their field. Experienced agents have negotiation down and they know how to do competitive analyses of the area you’re looking to buy or sell to make sure you’re priced in the correct price range.
If you’re selling a house, not only do you need to worry about having everything in line, but if you try to sell it on your own, you need to worry about all the little things as well. The little things can include, staging so prospective buyers can see what the house will look like. Selling the house to those who come to see it. Realtors know how to negotiate and how to sell to people. They have certain ways to entice people to ask more questions or to understand their needs.
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Why Realtors Make Buying and Selling Ten Times Easier

Why You Should Hire A Realtor When Looking or Selling

Why You Should Hire A Realtor When Looking or SellingMany people like to do things on their own. Independence starts at a young age when your parents tell you not to run too fast or don’t peddle your bike too quickly because you might crash. This independence travels with you through out your life and has a little rebel feel to it, which is attractive, even subconsciously to most.
When deciding if you should hire a realtor when you’re looking to buy or sell, think no further because the answer should always be yes, and here’s why:
Deciding whether or not you should hire a realtor can be a difficult practice at times. You need one that understands your needs well enough to represent you when buying and when selling. However, do I really need a realtor, is a question many people ask themselves when thinking about a move.
According to the Florida Association of Realtors, “82 percent of real estate sales are the result of agent contacts through previous clients, referrals, friends, family and personal contacts.” Past contacts are not something that you have in your back pocket, realtors do. They can also easily search their database to find you something that’s within your budget and comes close to what you’re looking for. They can easily place their new listing on the search as well through their MLS system, which shows other realtors in the area that the house is for sale and open for negotiation.
You should hire a realtor because they also help you negotiate the deal. Finding a realtor that really understands your needs is a must. If they understand you and the needs of your family, the negotiation process will go smoothly. You can sit back and allow them to get you the money you want for the house you’re buying or selling.
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Why You Should Hire A Realtor When Looking or Selling

5 Simple Things You Can Do To Help Your House Sell

5 Simple Things You Can Do To Help Your House SellWhen it’s time to sell your house, a million things could be running through your mind; Where will I move? Do I have everything covered? Do I have everything I need? Is everything ready to sell? Aside from getting the family ready and packing, there are a couple of simple things you can do in order to help your house sell. We’ve spelled them out for you to make your life a bit easier during this hectic time.
5 simple things you can do to help your house sell:
1. Talk with a realtor. Realtors know what a house should look like as well as what to do in order to make it sell better. They are experts and can help your house sell. But, do your research with a realtor. Ask them questions and make sure that this relationship is one that will work for you and your family.
2. Make sure your price is right. When it comes to anything, including houses, the price needs to be correct. Your realtor should compare your house to other homes that recently sold in your neighborhood. An effective realtor knows that research is the key in developing a price to sell your house.
3. Leave the emotions aside. Many people become attached to their house, which is understandable. Your family could have grown up and created several memories in the same home that you are preparing to sell. However, it is very important to to make rational decisions and prepare for the future because families grow and housing markets often shift.
4. Set goals. Goals are a must to help your house sell. Talk to your realtor and know what your price point is, what type of deal you want, i.e. cash, 30-day close, etc. Make sure both you and your realtor know what is happening up front and know what to expect with the goals you have set.
5. Be excited. Leaving your old house should be an exciting new chapter in your life. Whether your family is expanding or your job is relocating you, being ready and excited will help close this chapter to help your house sell.
If you or someone you know is looking for a realtor or you are looking for more tips to help your house sell, contact us here. We also have a Free MLS Search to help you find your new home. For more information, please visit our Facebook, Twitter and Pinterest pages for more tips on how to help sell your house.
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5 Simple Things You Can Do To Help Your House Sell